Best Debit Cards with Complimentary Airport Lounge Access in India

Most of the Mastercard debit cards issued by Private Banks like Axis bank, HDFC bank comes with minimum of 2 Lounge access per quarter. While debit cards are easy to get, it can also serve as a backup card for lounge access when your Priority pass or Diners Card doesn’t work, like i faced recently in Plaza Premium Lounge at Delhi Domestic Airport where there was a technical problem with Diners network.

Debit cards with Complimentary Airport Lounge Access in India

Here are some of the popular Debit cards with complimentary lounge Access in India, as far as i know. There might be few that i have missed. Feel free to add them to the list by mentioning the card type/Bank in comments below.

1. HDFC Jet Privilege Signature Debit Card

• Variant: Mastercard/ Visa 
• Joining Fee: Rs.500+ST
• Limits: 2/Quarter

Do you travel domestic often? This is the hidden gem for Unlimited (changed to 2/Qtr) lounge access.

2. HDFC EasyShop Platinum Debit Card

• Variant: Mastercard
• Joining Fee: Free
• Limits: 2/Quarter

I am planning to get one Mastercard Platform with Preferred branding and it works fairly well.

3. HDFC Times Points Debit Card

• Variant: Mastercard
• Joining Fee: Free
• Limits: 1/Quarter
  

A very much hyped debit card. It has no big value than just name and shining looks.

4. Axisbank Prime Titanium Debit Card

• Variant: Mastercard
• Joining Fee: Rs.500+ST
• Limits: 2/Quarter

My friend have this card and it passes well.They prefer to use this whenever available because they’re charging me a Debit card fee and i want them to pay for something on my behalf. 😀

5. Axis Priority Platinum Debit Card

• Variant: Mastercard
• Joining Fee: Free for Priority Customers
• Limits: 2/Quarter

The card is free for Priority Customers. Axis cards all look almost similar, Pinkish.

6. ICICI Bank Coral Debit Card

• Variant: Mastercard
• Joining Fee: Rs.499+Tax
• Limits: 2/Quarter

My friend used this coral debit card couple of times and it works well.

7. ICICI Bank Rubyx Debit Card

• Variant: Mastercard
• Joining Fee: Rs.999+Tax
• Limits: 2/Quarter

A premium variant from ICICI, still free visits are low.

8. ICICI Bank Sapphiro Debit Card

• Variant: Visa
• Joining Fee: Rs.1,999+Tax
• Limits: 2/Quarter

A super premium variant from ICICI, with more free visits.

9. Indusind Signature Exclusive Debit Card

• Variant: Visa Signature
• Joining Fee: Rs.299+ST
• Limits: 2/Quarter

10. HDFC RuPay Premium Debit Card

• Variant: Rupay
• Joining Fee: Rs.150+ST
• Limits: 2/Quarter

Its one of the major feature which Ru-pay is using to market their product. It sounds good that even Rupay is considering lounge access as a feature, but with their poor tech platform i’m not sure how it actually works in realtime.

Here are few more cards: ICICI Wealth Management Debit card, Citi Gold Debit card, Yes First Debit card.

Pro Tips:

1. Always prefer Mastercard over Visa as the number of affiliated lounges in Mastercard is higher than Visa.
   
2. You can know the free access available on your Mastercard by calling ‘MasterCard For You’ toll free helpline: 1800-102-6263 (Visa donot have such toll free no.)

Credit: https://www.cardexpert.in

Overall, lounge access is a great feature on debit cards, only downside is that it has access only to lounges located in India. You have to rely on Priority Pass or Diners Club for International Lounge access.

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Have you used your debit card for lounge access? Feel free to share your views in comments below.