In this post you will be seeing the detailed review of ICICI Bank Sapphiro Debit Card review. This is one of the super premium debit card of ICICI Bank among the gemstone collection of debit cards. When I opened my savings account with ICICI Bank I received a simple silver shopping debit card with less features and limits.
Then thought of upgrading it to Coral Debit card( because Sapphiro was not available for me) which comes for the fee of Rs.599+GST with good no. of features. I received it after I placed my service request. Then after using it for a year again I planned of upgrading further to one of the most premium gemstone collection debit card which is Sapphiro International Debit card , Visa Infinite Variant .
Welcome Benefits of ICICI Bank Sapphiro Debit Card
- Kaya Gift Voucher worth ₹ 1,000
- Savaari cab rental voucher worth Rs 500 on outstation cabs.
- Central voucher worth Rs 500 (on minimum spend of Rs 2,500)
- Built-in Card Protection Plan and road-side assistance programme- Platinum Memberships
Other Benefits
- Buy 1 Get 1 free on movie tickets purchased at Carnival Cinemas multiplexes.( Max. 2 tickets per month )
- Buy 1 Get 1 free on movie tickets purchased at INOX Movies multiplexes.(max. 1 ticket per month)
- Buy 1 Get 1 free on movie tickets purchased at www.bookmyshow.com.(Max. 2 tickets per month)
- Complimentary airport lounge access.(4 lounge access /quatar AMAZING)
- Zero surcharge on fuel purchases(only these outlets HPCL/ IOCL/ BPCL).
- Earn PAYBACK Points from ICICI Bank Rewards on Debit Card purchases.(Earn 4 PAYBACK Points from ICICI Bank Rewards, on every Rs 200 spent )
- Save a minimum of 15% on your dining bills at leading restaurants across India, courtesy ICICI Bank Culinary Treats.
- Complimentary Air, Personal Accident and Purchase Protection Cover.
- High withdrawal limit & transaction limit( Daily withdrawal limit : Rs.250000 and Spend Limit : Rs.350000(domestic) & Rs.200000, International).
Fees
- Joining fee: Rs.1999 plus 18% GST
- Annual fee:Rs.1499 plus 18% GST
-
Notes:
- Annual fee will be charged from 2nd year onwards
- Joining fee will be only charged for the 1st year
- Re-issuance of a Sapphiro debit card for any reason will attract re-issuance charges of Rs.200 plus 18% GST.
Airport Lounge Access Program
There are two variants of the card of ICICI Bank Sapphiro Debit card ie; Visa Infinite and World Mastercard variant. Both have separate selected lounges around the India to be used by swiping of your ICICI Bank Sapphiro debit card, Rs.2 will be deducted towards verification. Below are the list of lounges.
Click here to read the reviews of domestic lounges in India
|
State |
City |
Lounge |
Terminal |
Departure |
|
Andhra Pradesh |
Visakhapatnam |
CIP Lounge |
– |
International |
|
Bihar |
Patna |
Chanakya Executive Lounge |
– |
Domestic |
|
Chandigarh |
Chandigarh |
CITCO Lounge |
– |
Domestic |
|
Delhi |
Delhi |
Plaza Premium |
T1 |
Domestic |
|
Delhi |
Delhi |
Plaza Premium |
T3 |
Domestic |
|
Gujarat |
Ahmedabad |
Plaza Premium |
T1 |
Domestic |
|
Gujarat |
Vadodara |
Club One Class Lounge |
– |
Domestic |
|
Karnataka |
Bangalore |
Plaza Premium |
T1 |
Domestic |
|
Kerala |
Cochin |
EARTH Lounge |
T1 |
Domestic |
|
Maharashtra |
Mumbai |
Loyalty Lounge – MALS |
T2 |
Domestic |
|
Maharashtra |
Mumbai |
TFS Lounge |
T1C |
Domestic |
|
Maharashtra |
Nagpur |
TFS Lounge |
– |
Domestic |
|
Rajasthan |
Jaipur |
Club One Class Lounge |
T2 |
International |
|
Rajasthan |
Udaipur |
Golden Chariot |
– |
Domestic |
|
Tamil Nadu |
Chennai |
TFS Lounge |
T1 |
Domestic |
|
Telangana |
Hyderabad |
Plaza Premium |
T1 |
Domestic |
|
West Bengal |
Kolkata |
TFS Lounge |
|
Domestic |
Built-in Card Protection Plan and road-side assistance programme
This is one of the specialized features of ICICI Bank Sapphiro Debit Card. Really an innovative approach and suitable for people who take a lot of road journeys.
Loss reporting and blocking benefits
| 24 hour loss reporting | Y |
| Free loss reporting telephone line | Y |
| Worldwide cover | Y |
| Tele Registration line | Y |
| Valuable Document Registration | Y |
| CPP Key-fob and retrieval service | Y |
| SIM & IMEI Registration Service | Y |
| Lost Phone Reporting – SIM Blocking | Y |
| Lost PAN card Replacement Service – FREE | Y |
Emergency Assistance
| Emergency Cash in India | Rs. 20,000 |
| Emergency Hotel Bills Overseas | Rs. 1,60,000 |
| Emergency Hotel Bills in India | Rs. 80,000 |
| Emergency travel ticket Overseas | Rs. 1,60,000 |
| Emergency travel ticket advance in India | Rs. 80,000 |
Fraud Protection under Group Insurance Policy
| Prior to notification (7 days) | Rs. 50,000 |
| Maximum limit per card | Rs. 20,000 |
Road-side assistance for one “Covered Vehicle” (Car or Bike)
| Breakdown support over the Phone | Y |
| “On site” preliminary support of the Covered Vehicle | Y |
| Battery jumpstart | Y |
| Towing of the Covered Vehicle | Y |
| Replacement keys | Y |
| Fuel delivery | Y |
| Emptying of the fuel tank (if filled with wrong fuel) | Y |
| Flat tire support | Y |
| Coordination for local tax | Y |
Conclusion
This super premium ICICI Bank Sapphiro Debit Card comes with a high joining fees and annual fees . You should get one if you are frequent traveller that allows you 4 free lounge access every 3 months which is 16/year. It gives you complimentary CPP card protection Platinum Membership which is worth Rs.2799/ year , it gets renewed every year on renewal of ICICI Bank Sapphiro Debit card. It gives you 5 Movie tickets per month free of different multiplexes. In an emergency situation you can withdraw Rs. 250,000 / day and it can be increased upto 6lakh/day on request.
How many of you own this card or planning to get one? Let me know in the comments section below.
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