ICICI Bank Sapphiro Debit card Review

By | April 12, 2019

In this post you will be seeing the detailed review of ICICI Bank Sapphiro Debit Card review. This is one of the super premium debit card of ICICI Bank among the gemstone collection of debit cards. When I opened my savings account with ICICI Bank I received a simple silver shopping debit card with less features and limits.

ICICI Bank Sapphiro Debit card

Then thought of upgrading it to Coral Debit card( because Sapphiro was not available for me) which comes for the fee of Rs.599+GST with good no. of features. I received it after I placed my service request. Then after using it for a year again I planned of upgrading further to one of the most premium gemstone collection debit card which is Sapphiro International Debit card , Visa Infinite Variant .

ICICI Bank Sapphiro Debit card
ICICI Bank Sapphiro Debit card

Welcome Benefits of ICICI Bank Sapphiro Debit Card

  1. Kaya Gift Voucher worth ₹ 1,000
  2. Savaari cab rental voucher worth Rs 500 on outstation cabs.
  3. Central voucher worth Rs 500 (on minimum spend of Rs 2,500)
  4. Built-in Card Protection Plan and road-side assistance programme- Platinum Memberships
ICICI Bank Sapphiro Debit card
Welcome benefits
ICICI Bank Sapphiro Debit card
Welcome Letter

Other Benefits 

  1. Buy 1 Get 1 free on movie tickets purchased at Carnival Cinemas multiplexes.( Max. 2 tickets per month )
  2. Buy 1 Get 1 free on movie tickets purchased at INOX Movies multiplexes.(max. 1 ticket per month)
  3. Buy 1 Get 1 free on movie tickets purchased at www.bookmyshow.com.(Max. 2 tickets per month)
  4. Complimentary airport lounge access.(4 lounge access /quatar AMAZING)
  5. Zero surcharge on fuel purchases(only these outlets HPCL/ IOCL/ BPCL).
  6. Earn PAYBACK Points from ICICI Bank Rewards on Debit Card purchases.(Earn 4 PAYBACK Points from ICICI Bank Rewards, on every Rs 200 spent )
  7. Save a minimum of 15% on your dining bills at leading restaurants across India, courtesy ICICI Bank Culinary Treats.
  8. Complimentary Air, Personal Accident and Purchase Protection Cover.
  9. High withdrawal limit & transaction limit( Daily withdrawal limit : Rs.250000 and Spend Limit : Rs.350000(domestic) & Rs.200000, International).

Fees

  1. Joining fee: Rs.1999 plus 18% GST
  2. Annual fee:Rs.1499 plus 18% GST
  3. Notes:

    • Annual fee will be charged from 2nd year onwards
    • Joining fee will be only charged for the 1st year
    • Re-issuance of a Sapphiro debit card for any reason will attract re-issuance charges of Rs.200 plus 18% GST.

Airport Lounge Access Program 

There are two variants of the card of ICICI Bank Sapphiro Debit card ie; Visa Infinite and World Mastercard variant. Both have separate selected lounges around the India to be used by swiping of your ICICI Bank Sapphiro debit card, Rs.2 will be deducted towards verification. Below are the list of lounges. 

Click here to read the reviews of domestic lounges in India

 

State

City

Lounge

Terminal

Departure

Andhra Pradesh

Visakhapatnam

CIP Lounge

International

Bihar

Patna

Chanakya Executive Lounge

Domestic

Chandigarh

Chandigarh

CITCO Lounge

Domestic

Delhi

Delhi

Plaza Premium

T1

Domestic

Delhi

Delhi

Plaza Premium

T3

Domestic

Gujarat

Ahmedabad

Plaza Premium

T1

Domestic

Gujarat

Vadodara

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Club One Class Lounge

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Domestic

Karnataka

Bangalore

Plaza Premium

T1

Domestic

Kerala

Cochin

EARTH Lounge

T1

Domestic

Maharashtra

Mumbai

Loyalty Lounge – MALS

T2

Domestic

Maharashtra

Mumbai

TFS Lounge

T1C

Domestic

Maharashtra

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Nagpur

TFS Lounge

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Domestic

Rajasthan

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Jaipur

Club One Class Lounge

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T2

International

Rajasthan

Udaipur

Golden Chariot

Domestic

Tamil Nadu

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Chennai

TFS Lounge

page1image608659472

T1

Domestic

Telangana

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Hyderabad

Plaza Premium

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T1

Domestic

West Bengal

Kolkata

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TFS Lounge

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Domestic

 

Built-in Card Protection Plan and road-side assistance programme

This is one of the specialized features of ICICI Bank Sapphiro Debit Card. Really an innovative approach and suitable for people who take a lot of road journeys.

Loss reporting and blocking benefits

24 hour loss reporting Y
Free loss reporting telephone line Y
Worldwide cover Y
Tele Registration line Y
Valuable Document Registration Y
CPP Key-fob and retrieval service Y
SIM & IMEI Registration Service Y
Lost Phone Reporting – SIM Blocking Y
Lost PAN card Replacement Service – FREE Y

Emergency Assistance

Emergency Cash in India Rs. 20,000
Emergency Hotel Bills Overseas Rs. 1,60,000
Emergency Hotel Bills in India Rs. 80,000
Emergency travel ticket Overseas Rs. 1,60,000
Emergency travel ticket advance in India Rs. 80,000

Fraud Protection under Group Insurance Policy 

Prior to notification (7 days) Rs. 50,000
Maximum limit per card Rs. 20,000

Road-side assistance for one “Covered Vehicle” (Car or Bike)

Breakdown support over the Phone Y
“On site” preliminary support of the Covered Vehicle Y
Battery jumpstart Y
Towing of the Covered Vehicle Y
Replacement keys Y
Fuel delivery Y
Emptying of the fuel tank (if filled with wrong fuel) Y
Flat tire support Y
Coordination for local tax Y
 

Conclusion 

This super premium ICICI Bank Sapphiro Debit Card comes with a high joining fees and annual fees . You should get one if you are frequent traveller that allows you 4 free lounge access every 3 months which is 16/year. It gives you complimentary CPP card protection Platinum Membership which is worth Rs.2799/ year , it gets renewed every year on renewal of ICICI Bank Sapphiro Debit card. It gives you 5 Movie tickets per month free of different multiplexes. In an emergency situation you can withdraw Rs. 250,000 / day and it can be increased upto 6lakh/day on request.

How many of you own this card or planning to get one? Let me know  in the comments section below.

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