PayTM Bank Platinum Rupay Debit Card Review 2018

By | June 16, 2018

Previously I had savings bank account Paytm. As soon as I got an notification that they had launched Platinum debit card . I quickly went through my Paytm app and Placed order for it. I wanted it because it gives many offers and cash back while making online transaction  on the platforms such as MakemyTrip , BookMyShow, 1MG , Bigbasket, Groffers etc. And one of the main reasons is that its only lower level debit card which offers complimentary Airport Lounge access. Priority Pass is one of the best for Lounge access all over the world.

Paytm Platinum Rupay Debit Card

#1. How to apply for it 

There are two ways of applying either you can apply through Paytm App or you can login to RuPay Website and request for a card.

1. Tap on the ‘Bank’ icon on the Paytm app home screen, and select the ‘Debit & ATM Card’ option.

2. Tap on ‘Request Card’. Select the delivery address and confirm the final design. Proceed to pay.

3. Once your payment is complete, your Debit Card will be delivered to you within 2 weeks.

#2. Features and Benefits

  1. 1. Personal Accident Insurance:Rupay Offers Personal accident Insurance (accidental death or permanent disablement) of ₹200,000 for the Platinum debit cardholder. A circular, Detailing about the term and conditions regarding the insurance cover will be released to the banks shortly
  2. 2. Lounge Access: RuPay Platinum Airport lounge access program provides access to the participating lounges two (2) times per calendar quarter per card in any of the 29 participating airport lounges. The list of domestic airport will be updated at regular interval.
  3. 3. Concierge Service: Concierge service is available to banks as a 27X7 service across India. A toll-free number is 1800-26- RUPAY (78729) for following service.
    Services Offered
    1. Gift Delivery Assistance
    2. Flower Delivery Assistance
    3. Restaurant Referral and Arrangement
    4. Courier Service Assistance
    5. Car Rental and Limousine Referral and reservation Assistance
    6. Golf Reservations
    7. Movie ticket sourcing Assistance
    8. Car Rental & Sight Seeing Assistance
    9. IT Return assessment and filling assistance
    10. Investment Consultancy – Real Estate, Mutual Funds, Equity, Debts, F&Os Insurance Consultancy – Life Insurance, General, General Insurance and Health Insurance
  4. 4.Cashback Offer: Utility bills: 5% cash back on utility bill payments (capped at ₹50/month/card) Cashback on Utility bill is restricted on Merchant category code (MCC) as defined by NPCI under the program.
  5. 5.Merchant offers and benefits:NPCI brings in a host of merchant offers and benefits for RuPay Platinum card holders and aids banks in driving activation and usage and these will be communicated to banks from time to time.
    1. Croma offer: Flat ₹500 OFF on minimum purchase of ₹2,000 and above to RuPay cardholders.
    2. Apollo Pharmacy offer:
      1. a). Apollo FMCG (Private Labelled Products) – 15% (300+ Apollo Products)
      2. b). Medicines – 10% Off (except DPCO Drugs)
      3. c). FMCG Products – 5% Off

#4. Airport Lounge Access Program

This card only valid for Domestic lounges in India , you may check out it with international lounges also. You can make maximum benefit out of it.

Domestic Lounge Terms & Conditions:

  1. i. All RuPay Platinum Cardholders will be eligible to avail the airport lounge access program, unless a participating bank chooses not to offer the service to their card holder, Cardholder has to present the RuPay Platinum card at the point of entry to avail complimentary access.
  2. ii. A nominal transaction of ₹2 (non-refundable) per access will be changed to the card. Customer will need to enter a valid PIN to complete the transaction. Lounge entry will be permitted only upon successful authorization.
  3. iii. Participating lounge may request the cardholder for identification.
Lounge City Country Airport Terminal Guest Currency Guest Fee Rate
PREMIUM T01 1 687 INTL DEPARTURE BLR Bangalore India international international departure INR 1285
PREMIUM T01 2 411 DOM DEPARTURE BLR Bangalore India domestic domestic departure INR 820
CITCO DOMESTIC DEPARTURE CHANDIGARH CHANDIGARH India domestic domestic departure INR 575
TRAVEL CLUB DOMESTIC DEPARTURE CHN Chennai India domestic domestic departure INR 670
TRAVEL CLUB DOMESTIC DEPARTURE EXT 2 CHN Chennai India domestic domestic departure INR 670
TRAVEL CLUB DOMESTIC DEPARTURE EXT CHN Chennai India domestic domestic departure INR 670
TRAVEL CLUB INTL DEPARTURE CHN Chennai India international international departure INR 1402
TRAVEL CLUB NEW INTL DEPARTURE CHN Chennai India international international departure INR 1402
EARTH LOUNGE DOMESTIC AIRPORT COCHIN Cochin India domestic domestic departure INR 740
EARTH LOUNGE INTL DEPARTURE COCHIN Cochin India international international departure INR 1469
SHAURYA EXECUTIVE LOUNGE DOMESTIC DEHRADUN Dehradun India domestic domestic departure INR 520
ITCGREENLOUNGET3DEL Delhi India international international departure INR 1302
Plaza Premium T2 IGI AIRPORT Delhi Delhi India domestic domestic departure INR 820
PREMIUM DLO3 DOMESTIC T3 AIRPORT DEL Delhi India domestic domestic departure INR 820
PREMIUM INL4 T3 AIRPORT DEL Delhi India international international departure INR 1285
PREMIUM INL7 T3 AIRPORT DEL Delhi India international international departure INR 1285
PREMIUM LA01 INTL T3 AIRPORT DEL Delhi India domestic domestic arrival INR 820
PREMIUM LA12 INTL T3 AIRPORT DEL Delhi India international international arrival INR 1285
PREMIUM T1D AIRPORT DEL Delhi India domestic domestic departure INR 820
PREMIUMNAPMASSAGET1DDEL Delhi India domestic domestic arrival INR 820
PORT LOUNGE DOMESTIC DEPARTURE GOA Goa India domestic domestic departure INR 525
PORT LOUNGE INTL AIRPORT GOA Goa India international international departure INR 1245
PRIVE LOUNGE DOMESTIC GUWAHATI Guwahati India domestic domestic departure INR 549
PREMIUMHYDERABAD1INTERNATIONAL Hyderabad India international international departure INR 1285
PREMIUMHYDERABADDOMESTIC Hyderabad India domestic domestic departure INR 820
PREMIUMHYDERABADINTERNATIONAL Hyderabad India international international departure INR 1285
CLUB ONE CLASS LOUNGE JAIPUR Jaipur India international international departure INR 577
TRAVEL CLUB DOMESTIC DEPARTURE KOLKATA Kolkata India domestic domestic departure INR 740
TRAVEL CLUB INTL DEPARTURE KOLKATA Kolkata India international international departure INR 1402
CLIPPER LOUNGE T2 INTL DEPARTURE MUMBAI Mumbai India international international departure INR 1950
GOOD TIMES DOMESTIC AIRPORT MUMBAI Mumbai India domestic domestic departure INR 538
MUMBAI AIRPORT LOUNGE Mumbai India domestic domestic departure INR 1350
TFS DOMESTIC DEPARTURE NAGPUR Nagpur India domestic domestic departure INR 525
CHANAKYA Patna India domestic domestic departure INR 500
RUBY ARENA SILVER CASTLE LOUNGE TRIVANDRUM Trivandrum India international international departure INR 673
CLUB ONE CLASS LOUNGE UDAIPUR Udaipur India domestic domestic departure INR 606
CLUB ONE CLASS LOUNGE VADODARA Vadodara India domestic domestic departure INR 525
AMARAVATHI AROMAS LOUNGE Vijayawada India domestic domestic departure INR 500
CIP LOUNGE INTL DEPARTURE VISAKHAPATNAM Visakhapatnam India international international departure INR 500

 

BottomLine :

Paytm payments bank’s Platinum debit card is no doubt one of the best debit card in the lower range. It provides you with lots benefits and complimentary airport lounge access program and also many cash back offers on online merchants. I would suggest this debit card would me good for starters. Hope to see Paytm serving its customers at its best in coming years. 

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Do you have Paytm Platinum debit card or you are planning to get one. Feel Free to share you thoughts in the comments below

 

7 thoughts on “PayTM Bank Platinum Rupay Debit Card Review 2018

    1. Rahul Post author

      No you need to have different cards for other persons accessing the lounge. Suppose if you have two cards then other person can access but still they ask for boarding pass. Sometimes it happens like this also that many lounges do not allow entry of person using anyone else’s card.

      Reply
    2. Rahul Post author

      even if you use your card for two times then it allows 2 access per quarter. You can request the same the authority person may allow two persons on the same card.

      Reply
  1. Manoj

    Full copy paste from paytm website.

    “A nominal transaction of ₹2 (non-refundable) per access will be >>changed” i think it will be charges which is typo on paym and you have keep same bcz of copy paste..

    kuch khudh ka bhi dimag laga yar.

    Reply
  2. Bura golu

    Can I access the lounge in international departure terminal of Delhi t3 with this card

    Reply
    1. Rahul Post author

      No only the domestic departures it is allowed still you can check it with concern lounges if machine is taking the card its good.

      Reply

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